AMP Advance

Accounts Receivable Financing

Do you have funds owed to you however you need to wait to receive them? See if you may qualify to get up to 90% of your unpaid invoice, today!

If your business is in a cash crunch due to your clientele paying you after 30 days or more for services or products rendered, there are receivable financing options that can help.


Loan Amount

Up to 90% of invoice

Loan Term

1 - 3 Years

Interest Rate

As Low As .01% Per Day

Time to Funds

In As Little As 72 Hours


  • Improve your cashflow
  • Lower costs than other unsecured products
  • No collateral required
  • Meet customer demand on large orders
  • Non-Recourse agreements available for creditworthy clientele
  • Clients may wish to deal directly with you for payments
  • Liability with a recourse agreement option
  • Clients will be notified of factoring with a Notice Of Assignment
  • Clients would be contacted in order to verify invoice to be factored and overall satisfaction


A/R financing (Factoring) is the selling of open and completed invoices for cash now. This kind of financing allows you to get paid now instead of waiting more than 30 days to be paid by your client, it can help cover costs of labor and material. Factoring typically focuses on the creditworthiness of your clientele that owes you the unpaid invoices versus your personal credit. Traditionally invoices are collected by the Factor directly from the client, in some cases you may be able to handle the payments of invoices directly.

Do I Qualify?

Business credit score of the orderer (client) is key in figuring out eligibility for this product. It is imperative the clientele you wish to factor are US based and creditworthy. Other factors include, industry type, your business public records and age of the invoices to be paid.

How Much Does A/R Financing typically cost?

Typically rates average anywhere between 1-4% per month of the invoice amount contingent upon the creditworthiness of client. Costs are estimated to be around .01% to .0133% per day every calendar month the factored invoice is outstanding. Traditionally costs are significantly less than alternative products or unsecured debt instruments. Depending on the factoring agreement there may be additional one time service fees or account setup fees and rates are contingent upon Non-Recourse or Recourse Factoring Agreements.

View the Accounts Receivable Financing Calculator to calculate your loan today.

Who is AMP Advance?

AMP Advance is a Miami based industry leading direct funding source out of Coconut Grove, Florida. We help those who are in need of small business financing by providing web based financing options & funding solutions. Our solutions assist small business owners find matching opportunities while assisting small business owners improve their overall financial situations. AMP Advance provides small business loans, business lines of credit, accounts receivables financing, equipment financing, unsecured business loans, and revenue based loans to millions of small business owners nationwide.

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