7500+

Companies Funded

375 Million+

In Funded Capital

Small Business Loans, Made Simple

See if you are eligible for business funding in minutes

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How much capital do you need?

Business Name

How Long you have been in business?

Please describe the nature of your business?

What is your monthly average revenue range?

Applying WILL NOT impact your credit to review your options*

7500+

Companies Funded

375 Million+

In Funded Capital

Get Funded Fast Smart Small Business Loans Designed for Growth

Flexible small business funding built around your goals. Access quick approvals, multiple offers, and terms that scale with your success.

Same Day Funding Available

Terms Up To 10Yrs

One Application, Multiple Funding Options

No Hard Credit Check

Flexible small business funding built around your goals. Access quick approvals, multiple offers, and terms that scale with your success.

What Business Owners Say About Our Small Business Loans

Thousands of small business owners across the U.S. have trusted AMP Advance for fast and flexible small business loans. Here’s what some of them have to say about their funding experience.

Stephanie Whitworth

AMP helped me secure a business line of credit that was a game-changer for my seasonal tourism business. During the slow months, it gave me the cash flow I needed to cover payroll and prep for peak season—smooth, fast, and exactly what I needed to stay afloat.

Brian Dale

John at AMP got creative and made it happen. He stacked multiple funding options to get me the capital I needed fast. Smart, responsive, and results-driven. Highly recommend!

George Lopez

John and his team(AMP Advance) are very professional and knowledgeable. Im a restuarant owner in California, having access to quick capital is crucial to us restaurant owners That's what Amp Advance has been able to do for us. Quick turn around, competive pricing, not to mention their customer service is second to none. I would highly recommend giving John and his team an opportunity to earn your business. Thanks Amp Adavnce,

Jak Dawson

Amp Advance did great with their customer service, understanding my business, and quick loan services. Thanks a lot for the help with my Florida Business Loan.

Francisco Montero Naranjo

Glad I called AMP, they came in clutch for business funding for my Irvine, CA business when my biggest client had payment issue to help me cover my payroll with a business line of credit.

Gloria Ortiz

You've guys helped me hit my funding goals so I can grow my business from start up to where I am today! Your team took the time and helped me a lot. Thanks!

Christiaan

I used AMP to secure equipment financing for network servers and storage networks. The process was smooth, and they helped me get exactly what I needed, without tying up my cash flow.

Jocelyn Farrar

Carlos got me funded for a business line of credit where my bank declined me! He’s my guy when I need business funding I would highly recommend

Travis Messman

Matt and the team at AMP helped me consolidate my business debt into a single loan with an affordable payment, saving me 40% on cash flow.

Nicole Olar

John and the team at AMP were absolute lifesavers! They listened to my needs and made the process of securing a business line of credit easy and educational!

how to Apply for a small business loan

1. Apply Online

Answer just a few questions about your business to see which lending products you qualify for. In most cases there are no hard inquiry on your credit.

2. Get Approved

Our technology matches you with the best small business loans you qualify for.

3. Receive Your Funds

After selecting your preferred business loan option, you can get funds in your account within 24 hours.

Business Funding as Unique as Your Business — Flexible Capital Designed to Fit Your Goals

AMP Advance provides fast, flexible small business loans to manage cash flow, purchase equipment, or expand your business for lasting growth.

Business Line of Credit

A small business line of credit can help cover short-term needs like unexpected expenses, inventory purchases, or payroll. For business owners researching payroll business loans, a line of credit can be a flexible way to manage a payroll gap without taking on more financing than necessary.

Term

Up to 2 Years

Rate

As low as 7.99% Annual

Equipment Financing

An equipment loan , is a type of business loan that provides funds for purchasing essential machinery or technology. The equipment itself often acts as collateral, enabling businesses to acquire necessary assets while managing cash flow.

Term

Up to 5 Years

Rates

As low as 8.99% Annual

Unsecured Business Loans

Rates so low that you will forget that you’re repaying it! Zero collateral required, personal guarantee required. Traditional bank rate financing with much quicker turnaround times. Want to expand, purchase inventory, hire employees, or refinance existing debt without having to wait 30 days!

Term

Up to 5 Years

Rate

Starting at 7.99% Annual

SBA Loans

SBA loans, backed by the Small Business Administration, offer financial support to small businesses. SBA loans provide capital for various purposes such as acquisition, expansion, equipment financing or working capital.

Term

Up to 30 Years

Rate

PRIME + 4.75% Annual

Startup funding

Fuel your startup with smart, unsecured funding strategies like personal loans and credit card stacking — no revenue or business credit needed. Explore your startup funding options with guidance from real experts.

Term

Up to 18 Months

Rates

Starting at 0% intro APR

Merchant Cash Advance

Revenue based funding focuses on the strength of your cashflow, not your credit. This is not a loan but rather an advance against future revenue. Very little documents are required and is not a credit sensitive option.

Term

Up to 2 Years

Rates

Starting at 1.25% Monthly

Business loan options — No Matter What You Do or Where You’re Based, We Got You Covered.

Funding What's Next

We’ve Helped

15,000+

Small Businesses

We’ve Funded

$150 Million+

Business Loans Through AMP Advance

Small Business Loan F.A.Q.

See For Yourself What Makes AMP ADVANCE Your Best Choice

How do I apply for a small business loan online?

Applying is simple—fill out a short online form with your business info, revenue, and time in operation. AMP Advance offers instant pre-qualification without affecting your credit score.

Is there a hard inquiry?

No, all pre-approvals utilize a soft pull so there’s no impact on your credit score.

What documents are needed for the loan application process?

Pre-approval typically need 4mo of most recent business bank statements.

For pre-approvals over $150,000, a recent tax return could be requested.

Can I compare multiple business funding options in one application?

Yes! With one application, you can receive multiple funding offers—ranging from term loans to lines of credit—so you can choose the best fit based on loan amount, interest rate, and repayment terms.

What types of business financing can I qualify for?

Business funding options include working capital loans, equipment financing, merchant cash advances, and business lines of credit. Your loan term and interest rate will depend on your business health and credit profile.

Do I need perfect credit to qualify for a small business loan?

Not at all. We work with business owners who have fair or even poor credit. Your overall business performance, revenue, and cash flow often matter more than just your credit score.